WSB Municipal Bank

BankWatertown, New York
www.watertownsavingsbank.com

Total Assets

$153.1M

Total Deposits

$96.3M

Branches

1

Established

1913

TFS Health Grade

$
D-

60.8 / 100

Below average financial health

How we grade

WSB Municipal Bank is a bank headquartered in Watertown, New York, established in 1913. With $153.1M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D- (60.8/100).

Capital & Safety

Tier 1 Capital Ratio
14.56%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.78%(1%)
Return on Equity (ROE)
13.54%(10%)
Net Interest Margin
2.29%
Efficiency Ratio
3.17%(60%)

Lending & Liquidity

Total Loans
Loan-to-Deposit Ratio
0.00%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+2.84%
Deposit Growth (YoY)
-9.53%
Net Income
$2.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in New York