What is Wallkill Valley Federal Savings and Loan Association's financial health grade?

Wallkill Valley Federal Savings and Loan Association has a TFS Financial Health Grade of D+ (score: 69.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Wallkill Valley Federal Savings and Loan Association have?

Wallkill Valley Federal Savings and Loan Association has 9 branch locations across the United States.

Is Wallkill Valley Federal Savings and Loan Association FDIC insured?

Yes, Wallkill Valley Federal Savings and Loan Association is FDIC insured (Certificate #28870).

What are the total assets of Wallkill Valley Federal Savings and Loan Association?

Wallkill Valley Federal Savings and Loan Association has total assets of $464.9M as reported in its most recent FDIC filing.

Wallkill Valley Federal Savings and Loan Association

BankWallkill, New York

www.wallkill.com

Total Assets

$464.9M

Total Deposits

$396.2M

Branches

Established

1913

TFS Health Grade

D+

69.3 / 100

Below average financial health

How we grade

Wallkill Valley Federal Savings and Loan Association is a bank headquartered in Wallkill, New York, established in 1913. With $464.9M in total assets and 9 branch locations, it has a TFS Financial Health Grade of D+ (69.3/100).

Capital & Safety

Tier 1 Capital Ratio

9.05%(8%)

Total Capital Ratio

14.66%(10%)

Non-Performing Loan Ratio

0.12%

Profitability

Return on Assets (ROA)

0.41%(1%)

Return on Equity (ROE)

4.39%(10%)

Net Interest Margin

3.36%

Efficiency Ratio

80.74%(60%)

Lending & Liquidity

Total Loans

$338.2M

Loan-to-Deposit Ratio

84.46%

Net Charge-Off Ratio

0.12%

Growth

Asset Growth (YoY)

+0.55%

Deposit Growth (YoY)

-0.52%

Net Income

$1.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Wallkill Valley Federal Savings and Loan AssociationHQ	23 Wallkill Ave	Wallkill	NY	11
Wallkill Valley Federal Savings and Loan Association	252 Main St	Highland Falls	NY	11
Wallkill Valley Federal Savings and Loan Association	205 Homestead Ave	Maybrook	NY	11
Wallkill Valley Federal Savings and Loan Association	1880 Route 9w	Milton	NY	11
Wallkill Valley Federal Savings and Loan Association	412 State Highway 17m	Monroe	NY	11
Wallkill Valley Federal Savings and Loan Association	201 Ward St	Montgomery	NY	11
Wallkill Valley Federal Savings and Loan Association	68 N Plank Rd	Newburgh	NY	11
Wallkill Valley Federal Savings and Loan Association	16 Sanitorium Ave	Otisville	NY	11
Wallkill Valley Federal Savings and Loan Association	12 Main St	Walden	NY	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.