What is Solvay Bank's financial health grade?

Solvay Bank has a TFS Financial Health Grade of D- (score: 60.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Solvay Bank have?

Solvay Bank has 10 branch locations across the United States.

Is Solvay Bank FDIC insured?

Yes, Solvay Bank is FDIC insured (Certificate #13297).

What are the total assets of Solvay Bank?

Solvay Bank has total assets of $1.2B as reported in its most recent FDIC filing.

Solvay Bank

BankSolvay, New York

www.solvaybank.com

Total Assets

$1.2B

Total Deposits

$1.1B

Branches

Established

1917

TFS Health Grade

D-

60.5 / 100

Below average financial health

How we grade

Solvay Bank is a bank headquartered in Solvay, New York, established in 1917. With $1.2B in total assets and 9 branch locations, it has a TFS Financial Health Grade of D- (60.5/100).

Capital & Safety

Tier 1 Capital Ratio

9.23%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.08%

Profitability

Return on Assets (ROA)

0.49%(1%)

Return on Equity (ROE)

6.84%(10%)

Net Interest Margin

2.27%

Efficiency Ratio

77.24%(60%)

Lending & Liquidity

Total Loans

$743.3M

Loan-to-Deposit Ratio

69.05%

Net Charge-Off Ratio

0.01%

Growth

Asset Growth (YoY)

-0.80%

Deposit Growth (YoY)

+0.57%

Net Income

$5.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Solvay BankHQ	1537 Milton Ave	Solvay	NY	11
Solvay Bank	197 Downer St	Baldwinsville	NY	11
Solvay Bank	56 Genesee St	Camillus	NY	11
Solvay Bank	7895 Brewerton Rd	Cicero	NY	11
Solvay Bank	4248 James St	East Syracuse	NY	11
Solvay Bank	6828 E Genesee St	Fayetteville	NY	11
Solvay Bank	7421 Oswego Rd	Liverpool	NY	11
Solvay Bank	628 S Main St	North Syracuse	NY	11
Solvay Bank	109 S Warren St	Syracuse	NY	11
Solvay Bank	3201 W Genesee St	Syracuse	NY	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.