What is Savannah Bank National Association's financial health grade?

Savannah Bank National Association has a TFS Financial Health Grade of D (score: 65.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Savannah Bank National Association have?

Savannah Bank National Association has 5 branch locations across the United States.

Is Savannah Bank National Association FDIC insured?

Yes, Savannah Bank National Association is FDIC insured (Certificate #14619).

What are the total assets of Savannah Bank National Association?

Savannah Bank National Association has total assets of $189.5M as reported in its most recent FDIC filing.

Savannah Bank National Association

BankSavannah, New York

http://www.savannahbankny.com

Total Assets

$189.5M

Total Deposits

$171.4M

Branches

Established

1925

TFS Health Grade

65.2 / 100

Below average financial health

How we grade

Savannah Bank National Association is a bank headquartered in Savannah, New York, established in 1925. With $189.5M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D (65.2/100).

Capital & Safety

Tier 1 Capital Ratio

8.69%(8%)

Total Capital Ratio

18.27%(10%)

Non-Performing Loan Ratio

1.19%

Profitability

Return on Assets (ROA)

0.55%(1%)

Return on Equity (ROE)

8.11%(10%)

Net Interest Margin

2.97%

Efficiency Ratio

81.57%(60%)

Lending & Liquidity

Total Loans

$93.2M

Loan-to-Deposit Ratio

53.66%

Net Charge-Off Ratio

0.05%

Growth

Asset Growth (YoY)

+3.66%

Deposit Growth (YoY)

+1.67%

Net Income

$1.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Savannah Bank National AssociationHQ	1565 N Main St	Savannah	NY	11
Savannah Bank National Association	1579 Clark Street Rd	Auburn	NY	11
Savannah Bank National Association	563 Main St	Fair Haven	NY	11
Savannah Bank National Association	126 Main Street	Port Byron	NY	11
Savannah Bank National Association	35 W Main St	Waterloo	NY	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.