The Berkshire Bank

BankNew York, New York
http://www.berkbank.com

Total Assets

$536.3M

Total Deposits

$404.2M

Branches

7

Established

1989

TFS Health Grade

$
F

52.0 / 100

Poor financial health

How we grade

The Berkshire Bank is a bank headquartered in New York, New York, established in 1989. With $536.3M in total assets and 7 branch locations, it has a TFS Financial Health Grade of F (52.0/100).

Capital & Safety

Tier 1 Capital Ratio
23.19%(8%)
Total Capital Ratio
86.03%(10%)
Non-Performing Loan Ratio
10.89%

Profitability

Return on Assets (ROA)
0.71%(1%)
Return on Equity (ROE)
3.16%(10%)
Net Interest Margin
3.64%
Efficiency Ratio
68.56%(60%)

Lending & Liquidity

Total Loans
$158.3M
Loan-to-Deposit Ratio
36.77%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
-8.76%
Deposit Growth (YoY)
-10.73%
Net Income
$4.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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