What is Apple Bank's financial health grade?

Apple Bank has a TFS Financial Health Grade of D (score: 65.7/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Apple Bank have?

Apple Bank has 82 branch locations across the United States.

Is Apple Bank FDIC insured?

Yes, Apple Bank is FDIC insured (Certificate #16068).

What are the total assets of Apple Bank?

Apple Bank has total assets of $19.2B as reported in its most recent FDIC filing.

Apple Bank

BankNew York, New York

www.applebank.com

Total Assets

$19.2B

Total Deposits

$15.7B

Branches

Established

1863

TFS Health Grade

65.7 / 100

Below average financial health

How we grade

Apple Bank is a bank headquartered in New York, New York, established in 1863. With $19.2B in total assets and 82 branch locations, it has a TFS Financial Health Grade of D (65.7/100).

Capital & Safety

Tier 1 Capital Ratio

7.80%(8%)

Total Capital Ratio

11.80%(10%)

Non-Performing Loan Ratio

0.54%

Profitability

Return on Assets (ROA)

0.34%(1%)

Return on Equity (ROE)

4.07%(10%)

Net Interest Margin

2.26%

Efficiency Ratio

78.94%(60%)

Lending & Liquidity

Total Loans

$13.3B

Loan-to-Deposit Ratio

84.50%

Net Charge-Off Ratio

0.06%

Growth

Asset Growth (YoY)

+10.05%

Deposit Growth (YoY)

+8.52%

Net Income

$63.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Apple BankHQ	122 E 42nd St	New York	NY	11
Apple Bank	33 Nathaniel Pl	Englewood	NJ	11
Apple Bank	99 Wood Ave S	Iselin	NJ	11
Apple Bank	140 East Kennedy Boulevard	Lakewood	NJ	11
Apple Bank	30-98c Steinway Street	Astoria	NY	11
Apple Bank	8 Little East Neck Rd	Babylon	NY	12
Apple Bank	3986 Hempstead Tpke	Bethpage	NY	11
Apple Bank	100 Hugh J Grant Cir	Bronx	NY	11
Apple Bank	2021 Bartow Ave	Bronx	NY	11
Apple Bank	2186 White Plains Road	Bronx	NY	11
Apple Bank	44 E 161st St	Bronx	NY	11
Apple Bank	3552 Johnson Ave	Bronx	NY	11
Apple Bank	12 Westchester Sq	Bronx	NY	11
Apple Bank	120 E Fordham Rd	Bronx	NY	11
Apple Bank	101 E 170th St	Bronx	NY	11
Apple Bank	370 E 149th St	Bronx	NY	11
Apple Bank	85 Pondfield Rd	Bronxville	NY	11
Apple Bank	6701 18th Ave	Brooklyn	NY	11
Apple Bank	1421-1425 Sheepshead Bay Road	Brooklyn	NY	11
Apple Bank	1212 Avenue M	Brooklyn	NY	11
Apple Bank	418 Myrtle Ave	Brooklyn	NY	11
Apple Bank	1954 Flatbush Ave	Brooklyn	NY	11
Apple Bank	318 Albany Ave	Brooklyn	NY	11
Apple Bank	44 Lee Ave	Brooklyn	NY	11
Apple Bank	1575 50th St	Brooklyn	NY	11
Apple Bank	776 Manhattan Ave	Brooklyn	NY	11
Apple Bank	326 Court St	Brooklyn	NY	11
Apple Bank	486 Neptune Ave	Brooklyn	NY	11
Apple Bank	405 Brighton Beach Ave	Brooklyn	NY	11
Apple Bank	1321 Kings Hwy	Brooklyn	NY	11
Apple Bank	7415 5th Ave	Brooklyn	NY	11
Apple Bank	4519 13th Ave	Brooklyn	NY	11
Apple Bank	1971 86th St	Brooklyn	NY	11
Apple Bank	1401 Avenue J	Brooklyn	NY	11
Apple Bank	115 Cedarhurst Ave	Cedarhurst	NY	11
Apple Bank	41 Commack Rd	Commack	NY	11
Apple Bank	50 Montauk Hwy	East Hampton	NY	11
Apple Bank	10 Route 25a	East Setauket	NY	11
Apple Bank	1693 Hempstead Tpke	Elmont	NY	11
Apple Bank	4373 Kissena Blvd	Flushing	NY	11
Apple Bank	11612 Queens Blvd	Forest Hills	NY	11
Apple Bank	775 Pulaski Rd	Greenlawn	NY	11
Apple Bank	227 N Central Park Ave	Hartsdale	NY	11
Apple Bank	167 Walt Whitman Rd	Huntington Station	NY	11
Apple Bank	7801 37th Ave	Jackson Heights	NY	11
Apple Bank	17033 Hillside Ave	Jamaica	NY	11
Apple Bank	1289 Boston Post Rd	Larchmont	NY	11
Apple Bank	200 Birch Hill Rd	Locust Valley	NY	11
Apple Bank	280 E Park Ave	Long Beach	NY	11
Apple Bank	1395 Northern Blvd	Manhasset	NY	13

Showing 50 of 82 branches

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.