Modern Bank, National Association

BankNew York, New York
www.modernbank.com

Total Assets

$664.1M

Total Deposits

$512.9M

Branches

2

Established

1977

TFS Health Grade

$
F

38.1 / 100

Poor financial health

How we grade

Modern Bank, National Association is a bank headquartered in New York, New York, established in 1977. With $664.1M in total assets and 2 branch locations, it has a TFS Financial Health Grade of F (38.1/100).

Capital & Safety

Tier 1 Capital Ratio
9.50%(8%)
Total Capital Ratio
13.86%(10%)
Non-Performing Loan Ratio
5.61%

Profitability

Return on Assets (ROA)
-2.85%(1%)
Return on Equity (ROE)
-25.20%(10%)
Net Interest Margin
2.46%
Efficiency Ratio
110.29%(60%)

Lending & Liquidity

Total Loans
$487.1M
Loan-to-Deposit Ratio
93.43%
Net Charge-Off Ratio
3.82%

Growth

Asset Growth (YoY)
-14.68%
Deposit Growth (YoY)
-16.48%
Net Income
$-20,280,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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