Industrial and Commercial Bank of China USA, National Association

BankNew York, New York
www.icbc-us.com

Total Assets

$2.9B

Total Deposits

$2.2B

Branches

14

Established

1983

TFS Health Grade

$
F

58.6 / 100

Poor financial health

How we grade

Industrial and Commercial Bank of China USA, National Association is a bank headquartered in New York, New York, established in 1983. With $2.9B in total assets and 14 branch locations, it has a TFS Financial Health Grade of F (58.6/100).

Capital & Safety

Tier 1 Capital Ratio
16.74%(8%)
Total Capital Ratio
17.79%(10%)
Non-Performing Loan Ratio
4.33%

Profitability

Return on Assets (ROA)
0.52%(1%)
Return on Equity (ROE)
3.11%(10%)
Net Interest Margin
2.99%
Efficiency Ratio
75.74%(60%)

Lending & Liquidity

Total Loans
$2.7B
Loan-to-Deposit Ratio
122.96%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+0.71%
Deposit Growth (YoY)
-1.53%
Net Income
$15.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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