What is Carver Federal Savings Bank's financial health grade?

Carver Federal Savings Bank has a TFS Financial Health Grade of F (score: 47.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Carver Federal Savings Bank have?

Carver Federal Savings Bank has 7 branch locations across the United States.

Is Carver Federal Savings Bank FDIC insured?

Yes, Carver Federal Savings Bank is FDIC insured (Certificate #30394).

What are the total assets of Carver Federal Savings Bank?

Carver Federal Savings Bank has total assets of $695.9M as reported in its most recent FDIC filing.

Carver Federal Savings Bank

BankNew York, New York

http://www.Carverbank.com

Total Assets

$695.9M

Total Deposits

$584.9M

Branches

Established

1948

TFS Health Grade

47.5 / 100

Poor financial health

How we grade

Carver Federal Savings Bank is a bank headquartered in New York, New York, established in 1948. With $695.9M in total assets and 7 branch locations, it has a TFS Financial Health Grade of F (47.5/100).

Capital & Safety

Tier 1 Capital Ratio

8.64%(8%)

Total Capital Ratio

11.34%(10%)

Non-Performing Loan Ratio

5.57%

Profitability

Return on Assets (ROA)

-0.92%(1%)

Return on Equity (ROE)

-12.71%(10%)

Net Interest Margin

3.31%

Efficiency Ratio

123.13%(60%)

Lending & Liquidity

Total Loans

$581.8M

Loan-to-Deposit Ratio

98.47%

Net Charge-Off Ratio

0.07%

Growth

Asset Growth (YoY)

-4.89%

Deposit Growth (YoY)

-9.32%

Net Income

$-6,574,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Carver Federal Savings BankHQ	75 W 125th St	New York	NY	11
Carver Federal Savings Bank	4 Hanson Pl	Brooklyn	NY	11
Carver Federal Savings Bank	1392 Fulton St	Brooklyn	NY	11
Carver Federal Savings Bank	1009 Nostrand Ave	Brooklyn	NY	11
Carver Federal Savings Bank	833 Flatbush Ave	Brooklyn	NY	11
Carver Federal Savings Bank	11502 Merrick Blvd	Jamaica	NY	11
Carver Federal Savings Bank	142 Malcolm X Blvd	New York	NY	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.