What is The Lyons National Bank's financial health grade?

The Lyons National Bank has a TFS Financial Health Grade of C (score: 74.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The Lyons National Bank have?

The Lyons National Bank has 16 branch locations across the United States.

Is The Lyons National Bank FDIC insured?

Yes, The Lyons National Bank is FDIC insured (Certificate #7151).

What are the total assets of The Lyons National Bank?

The Lyons National Bank has total assets of $2.1B as reported in its most recent FDIC filing.

The Lyons National Bank

BankLyons, New York

www.bankwithlnb.com

Total Assets

$2.1B

Total Deposits

$1.9B

Branches

Established

1865

TFS Health Grade

74.2 / 100

Average financial health

How we grade

The Lyons National Bank is a bank headquartered in Lyons, New York, established in 1865. With $2.1B in total assets and 16 branch locations, it has a TFS Financial Health Grade of C (74.2/100).

Capital & Safety

Tier 1 Capital Ratio

8.80%(8%)

Total Capital Ratio

13.54%(10%)

Non-Performing Loan Ratio

0.43%

Profitability

Return on Assets (ROA)

1.08%(1%)

Return on Equity (ROE)

15.12%(10%)

Net Interest Margin

3.11%

Efficiency Ratio

59.30%(60%)

Lending & Liquidity

Total Loans

$1.6B

Loan-to-Deposit Ratio

81.06%

Net Charge-Off Ratio

0.06%

Growth

Asset Growth (YoY)

+7.50%

Deposit Growth (YoY)

+6.85%

Net Income

$22.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The Lyons National BankHQ	35 William St	Lyons	NY	11
The Lyons National Bank	311 Grant Avenue Rd	Auburn	NY	11
The Lyons National Bank	9 Dill St	Auburn	NY	11
The Lyons National Bank	3225 E Lake Rd	Canandaigua	NY	11
The Lyons National Bank	4 William St	Clyde	NY	11
The Lyons National Bank	1314 Fairport Rd	Fairport	NY	11
The Lyons National Bank	1423 Hathaway Dr	Farmington	NY	11
The Lyons National Bank	399 Exchange St	Geneva	NY	11
The Lyons National Bank	2 N Main St	Jordan	NY	11
The Lyons National Bank	2 Forgham St	Lyons	NY	11
The Lyons National Bank	359 Nys Route 31	Macedon	NY	11
The Lyons National Bank	750 W Miller St	Newark	NY	11
The Lyons National Bank	6280 Furnace Rd	Ontario	NY	11
The Lyons National Bank	205 Liberty St	Penn Yan	NY	11
The Lyons National Bank	2433 State Route 414	Waterloo	NY	11
The Lyons National Bank	5996 New Hartford St	Wolcott	NY	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.