What is Arrow Bank National Association's financial health grade?

Arrow Bank National Association has a TFS Financial Health Grade of C (score: 74.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Arrow Bank National Association have?

Arrow Bank National Association has 38 branch locations across the United States.

Is Arrow Bank National Association FDIC insured?

Yes, Arrow Bank National Association is FDIC insured (Certificate #7074).

What are the total assets of Arrow Bank National Association?

Arrow Bank National Association has total assets of $4.4B as reported in its most recent FDIC filing.

Arrow Bank National Association

BankGlens Falls, New York

www.arrowbank.com

Total Assets

$4.4B

Total Deposits

$3.9B

Branches

Established

1851

TFS Health Grade

74.0 / 100

Average financial health

How we grade

Arrow Bank National Association is a bank headquartered in Glens Falls, New York, established in 1851. With $4.4B in total assets and 38 branch locations, it has a TFS Financial Health Grade of C (74.0/100).

Capital & Safety

Tier 1 Capital Ratio

9.26%(8%)

Total Capital Ratio

14.27%(10%)

Non-Performing Loan Ratio

0.24%

Profitability

Return on Assets (ROA)

1.00%(1%)

Return on Equity (ROE)

10.74%(10%)

Net Interest Margin

3.21%

Efficiency Ratio

61.82%(60%)

Lending & Liquidity

Total Loans

$3.5B

Loan-to-Deposit Ratio

86.77%

Net Charge-Off Ratio

0.19%

Growth

Asset Growth (YoY)

+2.95%

Deposit Growth (YoY)

+2.92%

Net Income

$44.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Arrow Bank National AssociationHQ	250 Glen St	Glens Falls	NY	11
Arrow Bank National Association	501 New Karner Rd	Albany	NY	11
Arrow Bank National Association	93 Main St	Argyle	NY	11
Arrow Bank National Association	25 W Main St	Cambridge	NY	11
Arrow Bank National Association	6353 State Route 9	Chestertown	NY	11
Arrow Bank National Association	386 Clifton Park Ctr Rd	Clifton Park	NY	11
Arrow Bank National Association	238 Main St	Corinth	NY	11
Arrow Bank National Association	110 George St	Fort Ann	NY	11
Arrow Bank National Association	343 Broadway	Fort Edward	NY	11
Arrow Bank National Association	4 Broad Street Plz	Glens Falls	NY	11
Arrow Bank National Association	8646 State Route 22	Granville	NY	11
Arrow Bank National Association	1153 State Route 29	Greenwich	NY	11
Arrow Bank National Association	3019 State Route 4	Hudson Falls	NY	11
Arrow Bank National Association	2252 State Route 9	Lake George	NY	11
Arrow Bank National Association	15 Main Street	Lake Luzerne	NY	11
Arrow Bank National Association	545 Troy Schenectady Rd	Latham	NY	11
Arrow Bank National Association	5023 Us Ave	Plattsburgh	NY	11
Arrow Bank National Association	20 Smithfield Blvd	Plattsburgh	NY	11
Arrow Bank National Association	14 Durkee St	Plattsburgh	NY	11
Arrow Bank National Association	4307 Main St	Port Henry	NY	11
Arrow Bank National Association	402 Bay Rd	Queensbury	NY	11
Arrow Bank National Association	696 Upper Glen St	Queensbury	NY	11
Arrow Bank National Association	221 Corinth Rd	Queensbury	NY	11
Arrow Bank National Association	212 Main St	Salem	NY	11
Arrow Bank National Association	3 Carpenter Ln	Saratoga Springs	NY	11
Arrow Bank National Association	139 Broadway	Saratoga Springs	NY	11
Arrow Bank National Association	91 West Avenue	Saratoga Springs	NY	11
Arrow Bank National Association	1963 Altamont Ave	Schenectady	NY	11
Arrow Bank National Association	251 State St	Schenectady	NY	11
Arrow Bank National Association	Route 9	Schroon Lake	NY	11
Arrow Bank National Association	73 Broad St	Schuylerville	NY	11
Arrow Bank National Association	Route 9	South Glens Falls	NY	11
Arrow Bank National Association	123 Montcalm St	Ticonderoga	NY	11
Arrow Bank National Association	Wicker Street	Ticonderoga	NY	11
Arrow Bank National Association	120 Hoosick St	Troy	NY	11
Arrow Bank National Association	3853 Main St	Warrensburg	NY	11
Arrow Bank National Association	184 Broadway	Whitehall	NY	11
Arrow Bank National Association	3025 Route 50	Wilton	NY	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.