What is The Delaware National Bank of Delhi's financial health grade?

The Delaware National Bank of Delhi has a TFS Financial Health Grade of D (score: 63.6/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The Delaware National Bank of Delhi have?

The Delaware National Bank of Delhi has 4 branch locations across the United States.

Is The Delaware National Bank of Delhi FDIC insured?

Yes, The Delaware National Bank of Delhi is FDIC insured (Certificate #7025).

What are the total assets of The Delaware National Bank of Delhi?

The Delaware National Bank of Delhi has total assets of $370.5M as reported in its most recent FDIC filing.

The Delaware National Bank of Delhi

BankDelhi, New York

www.dnbd.bank

Total Assets

$370.5M

Total Deposits

$334.4M

Branches

Established

1839

TFS Health Grade

63.6 / 100

Below average financial health

How we grade

The Delaware National Bank of Delhi is a bank headquartered in Delhi, New York, established in 1839. With $370.5M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (63.6/100).

Capital & Safety

Tier 1 Capital Ratio

10.03%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.75%

Profitability

Return on Assets (ROA)

0.67%(1%)

Return on Equity (ROE)

8.34%(10%)

Net Interest Margin

2.46%

Efficiency Ratio

69.10%(60%)

Lending & Liquidity

Total Loans

$261.6M

Loan-to-Deposit Ratio

77.84%

Net Charge-Off Ratio

0.01%

Growth

Asset Growth (YoY)

+0.68%

Deposit Growth (YoY)

-0.25%

Net Income

$2.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The Delaware National Bank of DelhiHQ	124 Main St	Delhi	NY	11
The Delaware National Bank of Delhi	2503 Prosser Hollow Rd	Davenport	NY	11
The Delaware National Bank of Delhi	1058 Main St	Hobart	NY	11
The Delaware National Bank of Delhi	42568 Route 28	Margaretville	NY	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.