Total Assets
$5.4B
Total Deposits
$4.6B
Branches
26
Established
1887
The Canandaigua National Bank and Trust Company is a bank headquartered in Canandaigua, New York, established in 1887. It holds $5.4B in total assets across 26 branch locations. In our editorial opinion, based on public FDIC/NCUA data, The Canandaigua National Bank and Trust Company earns a TFS Financial Health Grade of B (79.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
79.9 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| The Canandaigua National Bank and Trust CompanyHQ | 72 S Main St | Canandaigua | NY | 11 |
| The Canandaigua National Bank and Trust Company | 4 Main St | Bloomfield | NY | 11 |
| The Canandaigua National Bank and Trust Company | 6660 4th Section Rd | Brockport | NY | 11 |
| The Canandaigua National Bank and Trust Company | 709 S Main St | Canandaigua | NY | 11 |
| The Canandaigua National Bank and Trust Company | 6720 Pittsford Palmyra Rd | Fairport | NY | 11 |
| The Canandaigua National Bank and Trust Company | 6183 Route 96 | Farmington | NY | 11 |
| The Canandaigua National Bank and Trust Company | 287 Hamilton St | Geneva | NY | 11 |
| The Canandaigua National Bank and Trust Company | 8633 Main St | Honeoye | NY | 11 |
| The Canandaigua National Bank and Trust Company | 99 W Main St | Honeoye Falls | NY | 11 |
| The Canandaigua National Bank and Trust Company | 119 South Main Street | Manchester | NY | 11 |
| The Canandaigua National Bank and Trust Company | 51 Assembly Dr | Mendon | NY | 11 |
| The Canandaigua National Bank and Trust Company | 1816 Penfield Rd | Penfield | NY | 11 |
| The Canandaigua National Bank and Trust Company | 1150 Pittsford Victor Rd | Pittsford | NY | 11 |
| The Canandaigua National Bank and Trust Company | 18 State St | Pittsford | NY | 11 |
| The Canandaigua National Bank and Trust Company | 2128 Hudson Ave | Rochester | NY | 11 |
| The Canandaigua National Bank and Trust Company | 45 E Main St | Rochester | NY | 11 |
| The Canandaigua National Bank and Trust Company | 3204 Latta Rd | Rochester | NY | 11 |
| The Canandaigua National Bank and Trust Company | 1341 Mount Hope Ave | Rochester | NY | 11 |
| The Canandaigua National Bank and Trust Company | 3228 Chili Ave | Rochester | NY | 11 |
| The Canandaigua National Bank and Trust Company | 2075 Monroe Ave | Rochester | NY | 11 |
| The Canandaigua National Bank and Trust Company | 2455 W Ridge Rd | Rochester | NY | 11 |
| The Canandaigua National Bank and Trust Company | 1225 Commons Way | Rochester | NY | 11 |
| The Canandaigua National Bank and Trust Company | 210 Alexander St | Rochester | NY | 11 |
| The Canandaigua National Bank and Trust Company | 61 W Main St | Victor | NY | 11 |
| The Canandaigua National Bank and Trust Company | 1998 Empire Blvd | Webster | NY | 11 |
| The Canandaigua National Bank and Trust Company | 1155 Ridge Rd | Webster | NY | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
79.9
Tier 1 capital ratio
9.01%
Return on assets
1.27%
Non-performing loans
0.83%
Efficiency ratio
59.17%
Asset growth (YoY)
4.38%
Suggested direct comparisons
Buffalo, NY
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.