The Citizens Bank of Clovis

BankClovis, New Mexico
www.cbcnm.bank

Total Assets

$520.5M

Total Deposits

$462.7M

Branches

5

Established

1916

TFS Health Grade

$
D+

67.7 / 100

Below average financial health

How we grade

The Citizens Bank of Clovis is a bank headquartered in Clovis, New Mexico, established in 1916. With $520.5M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D+ (67.7/100).

Capital & Safety

Tier 1 Capital Ratio
12.21%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.04%

Profitability

Return on Assets (ROA)
1.64%(1%)
Return on Equity (ROE)
26.41%(10%)
Net Interest Margin
3.39%
Efficiency Ratio
45.92%(60%)

Lending & Liquidity

Total Loans
$313.8M
Loan-to-Deposit Ratio
67.10%
Net Charge-Off Ratio
0.49%

Growth

Asset Growth (YoY)
+0.66%
Deposit Growth (YoY)
+2.53%
Net Income
$8.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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