What is First American Bank's financial health grade?

First American Bank has a TFS Financial Health Grade of B (score: 83.4/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First American Bank have?

First American Bank has 21 branch locations across the United States.

Is First American Bank FDIC insured?

Yes, First American Bank is FDIC insured (Certificate #2240).

What are the total assets of First American Bank?

First American Bank has total assets of $1.8B as reported in its most recent FDIC filing.

First American Bank

BankArtesia, New Mexico

www.firstamericanbanknm.com

Total Assets

$1.8B

Total Deposits

$1.6B

Branches

Established

1903

TFS Health Grade

83.4 / 100

Good financial health

How we grade

First American Bank is a bank headquartered in Artesia, New Mexico, established in 1903. With $1.8B in total assets and 21 branch locations, it has a TFS Financial Health Grade of B (83.4/100).

Capital & Safety

Tier 1 Capital Ratio

12.06%(8%)

Total Capital Ratio

20.71%(10%)

Non-Performing Loan Ratio

0.54%

Profitability

Return on Assets (ROA)

2.63%(1%)

Return on Equity (ROE)

29.51%(10%)

Net Interest Margin

4.90%

Efficiency Ratio

43.51%(60%)

Lending & Liquidity

Total Loans

$1.1B

Loan-to-Deposit Ratio

67.81%

Net Charge-Off Ratio

0.16%

Growth

Asset Growth (YoY)

+4.52%

Deposit Growth (YoY)

+2.12%

Net Income

$48.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First American BankHQ	303 W Main St	Artesia	NM	11
First American Bank	1300 N White Sands Blvd	Alamogordo	NM	11
First American Bank	8110 Ventura St Ne	Albuquerque	NM	11
First American Bank	4301 The 25 Way Ne	Albuquerque	NM	11
First American Bank	206 W Quay Avenue	Artesia	NM	23
First American Bank	1401 Tom Foy Blvd	Bayard	NM	11
First American Bank	2201 W Pierce St	Carlsbad	NM	11
First American Bank	324 Mccombs Rd	Chaparral	NM	11
First American Bank	600 W Bender Blvd	Hobbs	NM	23
First American Bank	1220 W Joe Harvey Blvd	Hobbs	NM	11
First American Bank	2145 E Lohman Ave	Las Cruces	NM	11
First American Bank	1553 Avenida De Mesilla	Las Cruces	NM	11
First American Bank	19 W Washington Ave	Lovington	NM	11
First American Bank	3002 Southern Blvd Se	Rio Rancho	NM	11
First American Bank	3220 N Main St	Roswell	NM	11
First American Bank	111 E 5th St	Roswell	NM	11
First American Bank	1609 N Swan St	Silver City	NM	11
First American Bank	401 E Main Dr	El Paso	TX	11
First American Bank	125 N Mesa Hills Dr	El Paso	TX	11
First American Bank	9601 Gateway Blvd W	El Paso	TX	11
First American Bank	1726 N Zaragoza Rd	El Paso	TX	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in New Mexico

Western Bank

Bank

Artesia, NM

$305.5M

C-

ARTESIA

Artesia, NM

$163.5M

NUSENDA

ALBUQUERQUE, NM

$4.9B

SUNWARD

Albuquerque, NM

$4.6B

U.S. EAGLE