American Heritage Bank

BankClovis, New Mexico
www.ahbnm.com

Total Assets

$145.8M

Total Deposits

$129.1M

Branches

2

Established

2000

TFS Health Grade

$
B-

82.0 / 100

Good financial health

How we grade

American Heritage Bank is a bank headquartered in Clovis, New Mexico, established in 2000. With $145.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of B- (82.0/100).

Capital & Safety

Tier 1 Capital Ratio
12.37%(8%)
Total Capital Ratio
19.82%(10%)
Non-Performing Loan Ratio
0.27%

Profitability

Return on Assets (ROA)
1.84%(1%)
Return on Equity (ROE)
18.03%(10%)
Net Interest Margin
5.06%
Efficiency Ratio
48.69%(60%)

Lending & Liquidity

Total Loans
$78.9M
Loan-to-Deposit Ratio
60.17%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+9.39%
Deposit Growth (YoY)
+8.10%
Net Income
$2.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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