Sturdy Savings Bank

BankStone Harbor, New Jersey
www.sturdyonline.com

Total Assets

$1.1B

Total Deposits

$1.0B

Branches

13

Established

1922

TFS Health Grade

$
D+

67.3 / 100

Below average financial health

How we grade

Sturdy Savings Bank is a bank headquartered in Stone Harbor, New Jersey, established in 1922. With $1.1B in total assets and 13 branch locations, it has a TFS Financial Health Grade of D+ (67.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.08%(8%)
Total Capital Ratio
16.71%(10%)
Non-Performing Loan Ratio
0.06%

Profitability

Return on Assets (ROA)
0.53%(1%)
Return on Equity (ROE)
7.07%(10%)
Net Interest Margin
3.21%
Efficiency Ratio
78.89%(60%)

Lending & Liquidity

Total Loans
$625.4M
Loan-to-Deposit Ratio
61.55%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+0.17%
Deposit Growth (YoY)
+1.45%
Net Income
$6.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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