Provident Bank

BankJersey City, New Jersey
http://www.provident.Bank

Total Assets

$24.9B

Total Deposits

$19.3B

Branches

145

Established

1839

TFS Health Grade

$
C+

78.8 / 100

Average financial health

How we grade

Provident Bank is a bank headquartered in Jersey City, New Jersey, established in 1839. With $24.9B in total assets and 145 branch locations, it has a TFS Financial Health Grade of C+ (78.8/100). The CFPB has received 100 consumer complaints about this institution.

Capital & Safety

Tier 1 Capital Ratio
10.38%(8%)
Total Capital Ratio
13.08%(10%)
Non-Performing Loan Ratio
0.38%

Profitability

Return on Assets (ROA)
1.28%(1%)
Return on Equity (ROE)
10.38%(10%)
Net Interest Margin
3.55%
Efficiency Ratio
46.51%(60%)

Lending & Liquidity

Total Loans
$19.5B
Loan-to-Deposit Ratio
100.06%
Net Charge-Off Ratio
0.07%

Growth

Asset Growth (YoY)
+3.88%
Deposit Growth (YoY)
+3.47%
Net Income
$315.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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