What is Valley National Bank's financial health grade?

Valley National Bank has a TFS Financial Health Grade of C- (score: 72.7/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Valley National Bank have?

Valley National Bank has 234 branch locations across the United States.

Is Valley National Bank FDIC insured?

Yes, Valley National Bank is FDIC insured (Certificate #9396).

What are the total assets of Valley National Bank?

Valley National Bank has total assets of $64.1B as reported in its most recent FDIC filing.

How many CFPB complaints has Valley National Bank received?

Valley National Bank has received 100 consumer complaints filed with the CFPB, with 91 in the last 12 months.

Valley National Bank

BankPassaic, New Jersey

www.valley.com

Total Assets

$64.1B

Total Deposits

$52.3B

Branches

238

Established

1927

TFS Health Grade

C-

72.7 / 100

Average financial health

How we grade

Valley National Bank is a bank headquartered in Passaic, New Jersey, established in 1927. With $64.1B in total assets and 238 branch locations, it has a TFS Financial Health Grade of C- (72.7/100). The CFPB has received 100 consumer complaints about this institution.

Capital & Safety

Tier 1 Capital Ratio

10.27%(8%)

Total Capital Ratio

13.54%(10%)

Non-Performing Loan Ratio

0.87%

Profitability

Return on Assets (ROA)

0.99%(1%)

Return on Equity (ROE)

7.71%(10%)

Net Interest Margin

3.16%

Efficiency Ratio

53.71%(60%)

Lending & Liquidity

Total Loans

$50.2B

Loan-to-Deposit Ratio

94.78%

Net Charge-Off Ratio

0.24%

Growth

Asset Growth (YoY)

+2.59%

Deposit Growth (YoY)

+3.88%

Net Income

$619.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Total Complaints

100

Last 12 Months

Timely Response Rate

88.00%

Complaints by Product

Product	Count
Checking or savings account	52
Vehicle loan or lease	17
Mortgage	12
Credit reporting or other personal consumer reports	10
Money transfer, virtual currency, or money service	7
Debt collection	2

Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Valley National BankHQ	615 Main Ave	Passaic	NJ	11
Valley National Bank	50 Jimmy Gould Dr	Alabaster	AL	11
Valley National Bank	4643 Highway 280	Alexander City	AL	11
Valley National Bank	1154 Lee St	Alexander City	AL	11
Valley National Bank	1946 E Glenn Ave	Auburn	AL	11
Valley National Bank	1100 Corporate Pkwy	Birmingham	AL	11
Valley National Bank	1904 1st Ave N	Birmingham	AL	11
Valley National Bank	92 Euclid Ave	Birmingham	AL	11
Valley National Bank	391 N Broadnax St	Dadeville	AL	11
Valley National Bank	210 Fieldstown Rd	Gardendale	AL	11
Valley National Bank	3740 Highway 14 At Highway 143	Millbrook	AL	11
Valley National Bank	5400 Atlanta Hwy	Montgomery	AL	11
Valley National Bank	2740 Zelda Rd	Montgomery	AL	11
Valley National Bank	7911 Vaughn Rd	Montgomery	AL	11
Valley National Bank	500 Bibb St	Montgomery	AL	11
Valley National Bank	1930 Martin St S	Pell City	AL	11
Valley National Bank	5236 Us Highway 231	Wetumpka	AL	11
Valley National Bank	225 N. Beverly Dr.	Beverly Hills	CA	11
Valley National Bank	2000 University Ave	East Palo Alto	CA	11
Valley National Bank	555 W 5th St	Los Angeles	CA	11
Valley National Bank	19027 Biscayne Blvd	Aventura	FL	11
Valley National Bank	1020 Buttonwood St	Barefoot Bay	FL	11
Valley National Bank	2781 West Bay Dr	Belleair Bluffs	FL	11
Valley National Bank	1 N Federal Hwy	Boca Raton	FL	11
Valley National Bank	9160 Bonita Beach Rd Se	Bonita Springs	FL	11
Valley National Bank	668 Oakfield Dr	Brandon	FL	11
Valley National Bank	2571 Countryside Blvd	Clearwater	FL	11
Valley National Bank	1617 Gulf To Bay Blvd	Clearwater	FL	11
Valley National Bank	2121 Ponce De Leon Blvd	Coral Gables	FL	11
Valley National Bank	8484 Nw 36th St	Doral	FL	11
Valley National Bank	7996 Mediterranean Dr	Estero	FL	11
Valley National Bank	301 E Las Olas Blvd	Fort Lauderdale	FL	11
Valley National Bank	5220 Summerlin Commons Blvd	Fort Myers	FL	11
Valley National Bank	1200 S International Pkwy	Heathrow	FL	11
Valley National Bank	10739 Deerwood Park Blvd	Jacksonville	FL	11
Valley National Bank	185 E. Indiantown Road, Unit 101, 102 And 103	Jupiter	FL	11
Valley National Bank	200 Admirals Cove Blvd	Jupiter	FL	11
Valley National Bank	427 S Florida Ave	Lakeland	FL	11
Valley National Bank	1125 East Bay Dr	Largo	FL	11
Valley National Bank	6455 N Wickham Rd	Melbourne	FL	11
Valley National Bank	1001 Brickell Bay Dr	Miami	FL	11
Valley National Bank	1435 Pine Ridge Rd	Naples	FL	11
Valley National Bank	15801 Biscayne Blvd	North Miami Beach	FL	11
Valley National Bank	741 Us Highway 1	North Palm Beach	FL	27
Valley National Bank	11811 Us 1	North Palm Beach	FL	11
Valley National Bank	11811 Us Highway 1	North Palm Beach	FL	27
Valley National Bank	450 S Orange Ave	Orlando	FL	11
Valley National Bank	7625 W Sand Lake Rd	Orlando	FL	11
Valley National Bank	335 S County Rd	Palm Beach	FL	11
Valley National Bank	1 Sw 129th Ave	Pembroke Pines	FL	11

Showing 50 of 234 branches

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.