1st Bank of Sea Isle City

BankSea Isle City, New Jersey
www.1stbankseaisle.com

Total Assets

$300.9M

Total Deposits

$237.2M

Branches

3

Established

1882

TFS Health Grade

$
D+

68.7 / 100

Below average financial health

How we grade

1st Bank of Sea Isle City is a bank headquartered in Sea Isle City, New Jersey, established in 1882. With $300.9M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (68.7/100).

Capital & Safety

Tier 1 Capital Ratio
9.60%(8%)
Total Capital Ratio
16.84%(10%)
Non-Performing Loan Ratio
0.06%

Profitability

Return on Assets (ROA)
0.06%(1%)
Return on Equity (ROE)
0.63%(10%)
Net Interest Margin
3.37%
Efficiency Ratio
97.46%(60%)

Lending & Liquidity

Total Loans
$243.2M
Loan-to-Deposit Ratio
101.94%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
-0.58%
Deposit Growth (YoY)
+6.35%
Net Income
$185.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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