Franklin Bank

BankPilesgrove, New Jersey
www.franklinbnk.com

Total Assets

$334.4M

Total Deposits

$302.5M

Branches

8

Established

1861

TFS Health Grade

$
C

73.8 / 100

Average financial health

How we grade

Franklin Bank is a bank headquartered in Pilesgrove, New Jersey, established in 1861. With $334.4M in total assets and 8 branch locations, it has a TFS Financial Health Grade of C (73.8/100).

Capital & Safety

Tier 1 Capital Ratio
10.01%(8%)
Total Capital Ratio
18.19%(10%)
Non-Performing Loan Ratio
0.19%

Profitability

Return on Assets (ROA)
0.45%(1%)
Return on Equity (ROE)
5.28%(10%)
Net Interest Margin
3.59%
Efficiency Ratio
83.24%(60%)

Lending & Liquidity

Total Loans
$211.7M
Loan-to-Deposit Ratio
69.36%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+4.06%
Deposit Growth (YoY)
+2.93%
Net Income
$1.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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