The Pennsville National Bank

BankPennsville, New Jersey
www.pennsvillenb.com

Total Assets

$287.6M

Total Deposits

$258.0M

Branches

5

Established

1969

TFS Health Grade

$
C-

70.3 / 100

Average financial health

How we grade

The Pennsville National Bank is a bank headquartered in Pennsville, New Jersey, established in 1969. With $287.6M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C- (70.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.79%(8%)
Total Capital Ratio
23.57%(10%)
Non-Performing Loan Ratio
1.05%

Profitability

Return on Assets (ROA)
1.49%(1%)
Return on Equity (ROE)
16.77%(10%)
Net Interest Margin
4.06%
Efficiency Ratio
52.00%(60%)

Lending & Liquidity

Total Loans
$127.4M
Loan-to-Deposit Ratio
48.91%
Net Charge-Off Ratio
0.47%

Growth

Asset Growth (YoY)
+1.79%
Deposit Growth (YoY)
-0.47%
Net Income
$4.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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