What is Amboy Bank's financial health grade?

Amboy Bank has a TFS Financial Health Grade of B- (score: 82.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Amboy Bank have?

Amboy Bank has 23 branch locations across the United States.

Is Amboy Bank FDIC insured?

Yes, Amboy Bank is FDIC insured (Certificate #6423).

What are the total assets of Amboy Bank?

Amboy Bank has total assets of $2.8B as reported in its most recent FDIC filing.

Amboy Bank

BankOld Bridge, New Jersey

www.amboybank.com

Total Assets

$2.8B

Total Deposits

$2.4B

Branches

Established

1888

TFS Health Grade

B-

82.8 / 100

Good financial health

How we grade

Amboy Bank is a bank headquartered in Old Bridge, New Jersey, established in 1888. With $2.8B in total assets and 23 branch locations, it has a TFS Financial Health Grade of B- (82.8/100).

Capital & Safety

Tier 1 Capital Ratio

11.57%(8%)

Total Capital Ratio

15.39%(10%)

Non-Performing Loan Ratio

0.52%

Profitability

Return on Assets (ROA)

2.58%(1%)

Return on Equity (ROE)

21.66%(10%)

Net Interest Margin

3.70%

Efficiency Ratio

39.29%(60%)

Lending & Liquidity

Total Loans

$1.9B

Loan-to-Deposit Ratio

78.93%

Net Charge-Off Ratio

-0.04%

Growth

Asset Growth (YoY)

+2.64%

Deposit Growth (YoY)

+4.45%

Net Income

$72.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Amboy BankHQ	3590 Us Highway 9	Old Bridge	NJ	11
Amboy Bank	460 Georges Rd	Dayton	NJ	11
Amboy Bank	68 E Main St	Freehold	NJ	11
Amboy Bank	129 Newtons Corner Rd	Howell	NJ	11
Amboy Bank	285 Gordons Corner Rd	Manalapan	NJ	11
Amboy Bank	120 Route 33	Manalapan	NJ	11
Amboy Bank	55 New Jersey Highway 9	Manalapan	NJ	11
Amboy Bank	1147 State Highway 34	Matawan	NJ	11
Amboy Bank	95 Matawan Rd	Matawan	NJ	11
Amboy Bank	665 Middlesex Ave	Metuchen	NJ	11
Amboy Bank	201 Applegarth Rd	Monroe Township	NJ	11
Amboy Bank	350 George St	New Brunswick	NJ	11
Amboy Bank	1910 Highway 35	Oakhurst	NJ	11
Amboy Bank	1009 Us Highway 9	Old Bridge	NJ	11
Amboy Bank	Highway 9 Northbound & Ticetown Road	Old Bridge	NJ	11
Amboy Bank	7 Gaub Rd	Old Bridge	NJ	11
Amboy Bank	1861 Englishtown Rd	Old Bridge	NJ	11
Amboy Bank	1086 New Jersey 9 South	Old Bridge	NJ	11
Amboy Bank	420 Highway 36, Port Monmouth	Port Monmouth	NJ	11
Amboy Bank	36 Monmouth St	Red Bank	NJ	11
Amboy Bank	412 Washington Rd	Sayreville	NJ	11
Amboy Bank	100 N Broadway	South Amboy	NJ	11
Amboy Bank	90 Woodbridge Center Dr	Woodbridge	NJ	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.