What is Kearny Bank's financial health grade?

Kearny Bank has a TFS Financial Health Grade of D (score: 64.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Kearny Bank have?

Kearny Bank has 40 branch locations across the United States.

Is Kearny Bank FDIC insured?

Yes, Kearny Bank is FDIC insured (Certificate #28765).

What are the total assets of Kearny Bank?

Kearny Bank has total assets of $7.6B as reported in its most recent FDIC filing.

Kearny Bank

BankKearny, New Jersey

www.kearnybank.com

Total Assets

$7.6B

Total Deposits

$5.7B

Branches

Established

1884

TFS Health Grade

64.8 / 100

Below average financial health

How we grade

Kearny Bank is a bank headquartered in Kearny, New Jersey, established in 1884. With $7.6B in total assets and 40 branch locations, it has a TFS Financial Health Grade of D (64.8/100).

Capital & Safety

Tier 1 Capital Ratio

8.86%(8%)

Total Capital Ratio

14.75%(10%)

Non-Performing Loan Ratio

0.89%

Profitability

Return on Assets (ROA)

0.43%(1%)

Return on Equity (ROE)

4.66%(10%)

Net Interest Margin

2.07%

Efficiency Ratio

73.43%(60%)

Lending & Liquidity

Total Loans

$5.8B

Loan-to-Deposit Ratio

99.66%

Net Charge-Off Ratio

0.04%

Growth

Asset Growth (YoY)

-1.48%

Deposit Growth (YoY)

+0.63%

Net Income

$32.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Kearny BankHQ	614 Kearny Ave	Kearny	NJ	11
Kearny Bank	675 Martinsville Rd	Basking Ridge	NJ	11
Kearny Bank	611 Main St	Belmar	NJ	11
Kearny Bank	122 Morristown Road	Bernardsville	NJ	11
Kearny Bank	501 Main St	Bradley Beach	NJ	11
Kearny Bank	2 Brick Blvd	Brick	NJ	11
Kearny Bank	417 Bloomfield Ave	Caldwell	NJ	11
Kearny Bank	1433 Van Houten Ave	Clifton	NJ	11
Kearny Bank	1055 Clifton Ave	Clifton	NJ	11
Kearny Bank	33-11 Broadway	Fair Lawn	NJ	11
Kearny Bank	369 Lanza Ave	Garfield	NJ	11
Kearny Bank	534 Harrison Ave	Harrison	NJ	11
Kearny Bank	630 Main St	Lanoka Harbor	NJ	11
Kearny Bank	700 Branch Ave	Little Silver	NJ	11
Kearny Bank	627 2nd Ave	Long Branch	NJ	11
Kearny Bank	307 Stuyvesant Ave	Lyndhurst	NJ	11
Kearny Bank	510 State Highway 34	Matawan	NJ	11
Kearny Bank	1902 Long Hill Rd	Millington	NJ	11
Kearny Bank	270 Ryders Ln	Milltown	NJ	11
Kearny Bank	300 W Sylvania Ave	Neptune	NJ	11
Kearny Bank	80 Ridge Rd	North Arlington	NJ	11
Kearny Bank	8901 Kennedy Blvd	North Bergen	NJ	11
Kearny Bank	1903 Highway 35	Oakhurst	NJ	11
Kearny Bank	207 Old Tappan Rd	Old Tappan	NJ	11
Kearny Bank	267 Changebridge Rd	Pine Brook	NJ	11
Kearny Bank	2201 Bridge Ave	Point Pleasant	NJ	11
Kearny Bank	917 Route 23	Pompton Plains	NJ	11
Kearny Bank	252 Park Ave	Rutherford	NJ	11
Kearny Bank	2200 Route 35	Sea Girt	NJ	11
Kearny Bank	223 Mountain Ave	Springfield	NJ	11
Kearny Bank	700 Allaire Rd	Spring Lake	NJ	11
Kearny Bank	827 Fischer Blvd	Toms River	NJ	11
Kearny Bank	259 Paterson Ave	Wallington	NJ	11
Kearny Bank	1158 Hamburg Tpke	Wayne	NJ	11
Kearny Bank	487 Pleasant Valley Way	West Orange	NJ	11
Kearny Bank	250 Valley Blvd	Wood-Ridge	NJ	11
Kearny Bank	661 Wyckoff Ave	Wyckoff	NJ	11
Kearny Bank	478 5th Ave	Brooklyn	NY	11
Kearny Bank	875 Manhattan Ave	Brooklyn	NY	11
Kearny Bank	1400 Hylan Blvd	Staten Island	NY	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.