What is First Hope Bank, A National Banking Association's financial health grade?

First Hope Bank, A National Banking Association has a TFS Financial Health Grade of C (score: 74.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Hope Bank, A National Banking Association have?

First Hope Bank, A National Banking Association has 6 branch locations across the United States.

Is First Hope Bank, A National Banking Association FDIC insured?

Yes, First Hope Bank, A National Banking Association is FDIC insured (Certificate #6354).

What are the total assets of First Hope Bank, A National Banking Association?

First Hope Bank, A National Banking Association has total assets of $666.8M as reported in its most recent FDIC filing.

First Hope Bank, A National Banking Association

BankHope, New Jersey

www.firsthope.bank

Total Assets

$666.8M

Total Deposits

$596.8M

Branches

Established

1911

TFS Health Grade

74.2 / 100

Average financial health

How we grade

First Hope Bank, A National Banking Association is a bank headquartered in Hope, New Jersey, established in 1911. With $666.8M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C (74.2/100).

Capital & Safety

Tier 1 Capital Ratio

9.54%(8%)

Total Capital Ratio

15.50%(10%)

Non-Performing Loan Ratio

0.00%

Profitability

Return on Assets (ROA)

0.72%(1%)

Return on Equity (ROE)

8.38%(10%)

Net Interest Margin

3.91%

Efficiency Ratio

78.34%(60%)

Lending & Liquidity

Total Loans

$436.0M

Loan-to-Deposit Ratio

72.11%

Net Charge-Off Ratio

-0.01%

Growth

Asset Growth (YoY)

+4.11%

Deposit Growth (YoY)

+3.08%

Net Income

$4.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Hope Bank, A National Banking AssociationHQ	1301 Hope Bridgeville Rd.	Hope	NJ	11
First Hope Bank, A National Banking Association	Route 94	Blairstown	NJ	11
First Hope Bank, A National Banking Association	Route 46	Great Meadows	NJ	11
First Hope Bank, A National Banking Association	41 Us Highway 46	Hackettstown	NJ	11
First Hope Bank, A National Banking Association	161 Newton Sparta Rd	Newton	NJ	11
First Hope Bank, A National Banking Association	220 Woodport Road, Aka Route 181	Sparta	NJ	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.