What is First Bank's financial health grade?

First Bank has a TFS Financial Health Grade of C- (score: 72.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Bank have?

First Bank has 26 branch locations across the United States.

Is First Bank FDIC insured?

Yes, First Bank is FDIC insured (Certificate #58481).

What are the total assets of First Bank?

First Bank has total assets of $4.0B as reported in its most recent FDIC filing.

First Bank

BankHamilton, New Jersey

www.myfirstbank.com

Total Assets

$4.0B

Total Deposits

$3.2B

Branches

Established

2007

TFS Health Grade

C-

72.0 / 100

Average financial health

How we grade

First Bank is a bank headquartered in Hamilton, New Jersey, established in 2007. With $4.0B in total assets and 26 branch locations, it has a TFS Financial Health Grade of C- (72.0/100).

Capital & Safety

Tier 1 Capital Ratio

9.75%(8%)

Total Capital Ratio

12.87%(10%)

Non-Performing Loan Ratio

0.43%

Profitability

Return on Assets (ROA)

1.11%(1%)

Return on Equity (ROE)

10.29%(10%)

Net Interest Margin

3.79%

Efficiency Ratio

52.18%(60%)

Lending & Liquidity

Total Loans

$3.3B

Loan-to-Deposit Ratio

101.42%

Net Charge-Off Ratio

0.13%

Growth

Asset Growth (YoY)

+4.70%

Deposit Growth (YoY)

+4.79%

Net Income

$43.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First BankHQ	2465 Kuser Rd	Hamilton	NJ	11
First Bank	11924 Forest Hill Blvd	Wellington	FL	11
First Bank	506 Route 130 N	Cinnaminson	NJ	11
First Bank	615 Burlington Ave	Delanco	NJ	11
First Bank	530 E Main St	Denville	NJ	11
First Bank	1340 Parkway Ave	Ewing	NJ	11
First Bank	330 Passaic Avenue Suite 100	Fairfield	NJ	12
First Bank	334 Route 31	Flemington	NJ	11
First Bank	590 Lawrence Square Blvd S	Lawrenceville	NJ	11
First Bank	1600 Perrineville Rd	Monroe Township	NJ	11
First Bank	163 Madison Ave	Morristown	NJ	11
First Bank	3 Tree Farm Rd	Pennington	NJ	11
First Bank	1206 Sussex Tpke	Randolph	NJ	11
First Bank	225 Demott Ln	Somerset	NJ	11
First Bank	47 Maple St	Summit	NJ	11
First Bank	101 S. Warren Street	Trenton	NJ	11
First Bank	1020 N Black Horse Pike	Williamstown	NJ	11
First Bank	144 Lancaster Ave	Devon	PA	11
First Bank	537 W Uwchlan Ave	Downingtown	PA	11
First Bank	200 S Main St	Doylestown	PA	11
First Bank	100 W King St	Malvern	PA	11
First Bank	22 West State Street	Media	PA	11
First Bank	42 E Lancaster Ave	Paoli	PA	11
First Bank	4956 Old Street Rd	Trevose	PA	11
First Bank	356 York Rd	Warminster	PA	11
First Bank	849 Paoli Pike	West Chester	PA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.