GSL Savings Bank

BankGuttenberg, New Jersey
www.gslsavingsbank.com

Total Assets

$149.1M

Total Deposits

$118.3M

Branches

2

Established

1907

TFS Health Grade

$
F

57.8 / 100

Poor financial health

How we grade

GSL Savings Bank is a bank headquartered in Guttenberg, New Jersey, established in 1907. With $149.1M in total assets and 2 branch locations, it has a TFS Financial Health Grade of F (57.8/100).

Capital & Safety

Tier 1 Capital Ratio
7.36%(8%)
Total Capital Ratio
12.62%(10%)
Non-Performing Loan Ratio
0.46%

Profitability

Return on Assets (ROA)
-0.11%(1%)
Return on Equity (ROE)
-1.59%(10%)
Net Interest Margin
2.33%
Efficiency Ratio
105.73%(60%)

Lending & Liquidity

Total Loans
$118.4M
Loan-to-Deposit Ratio
99.41%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
-4.60%
Deposit Growth (YoY)
-4.70%
Net Income
$-180,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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