Cenlar FSB

BankEwing, New Jersey
www.cenlar.com

Total Assets

$899.2M

Total Deposits

$566.9M

Branches

1

Established

1912

TFS Health Grade

$
D

63.1 / 100

Below average financial health

How we grade

Cenlar FSB is a bank headquartered in Ewing, New Jersey, established in 1912. With $899.2M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D (63.1/100).

Capital & Safety

Tier 1 Capital Ratio
16.85%(8%)
Total Capital Ratio
40.95%(10%)
Non-Performing Loan Ratio
3.98%

Profitability

Return on Assets (ROA)
2.73%(1%)
Return on Equity (ROE)
17.27%(10%)
Net Interest Margin
2.98%
Efficiency Ratio
93.28%(60%)

Lending & Liquidity

Total Loans
$271.1M
Loan-to-Deposit Ratio
47.68%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
-4.59%
Deposit Growth (YoY)
-5.74%
Net Income
$24.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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