United Roosevelt Savings Bank

BankCarteret, New Jersey
ursb.bank

Total Assets

$367.9M

Total Deposits

$292.4M

Branches

2

Established

1914

TFS Health Grade

$
D

63.6 / 100

Below average financial health

How we grade

United Roosevelt Savings Bank is a bank headquartered in Carteret, New Jersey, established in 1914. With $367.9M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D (63.6/100).

Capital & Safety

Tier 1 Capital Ratio
7.38%(8%)
Total Capital Ratio
11.58%(10%)
Non-Performing Loan Ratio
0.04%

Profitability

Return on Assets (ROA)
0.24%(1%)
Return on Equity (ROE)
3.26%(10%)
Net Interest Margin
2.81%
Efficiency Ratio
77.85%(60%)

Lending & Liquidity

Total Loans
$302.7M
Loan-to-Deposit Ratio
102.77%
Net Charge-Off Ratio
-0.02%

Growth

Asset Growth (YoY)
+16.50%
Deposit Growth (YoY)
+17.95%
Net Income
$807.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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