Somerset Regal Bank

BankBound Brook, New Jersey
www.somersetregalbank.com

Total Assets

$1.1B

Total Deposits

$895.4M

Branches

14

Established

1887

TFS Health Grade

$
D+

69.0 / 100

Below average financial health

How we grade

Somerset Regal Bank is a bank headquartered in Bound Brook, New Jersey, established in 1887. With $1.1B in total assets and 14 branch locations, it has a TFS Financial Health Grade of D+ (69.0/100).

Capital & Safety

Tier 1 Capital Ratio
14.85%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.02%

Profitability

Return on Assets (ROA)
0.39%(1%)
Return on Equity (ROE)
2.24%(10%)
Net Interest Margin
2.99%
Efficiency Ratio
79.98%(60%)

Lending & Liquidity

Total Loans
$841.0M
Loan-to-Deposit Ratio
93.30%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+7.45%
Deposit Growth (YoY)
+7.66%
Net Income
$4.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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