York State Bank

BankYork, Nebraska
www.yorkstatebank.com

Total Assets

$193.6M

Total Deposits

$162.1M

Branches

4

Established

1943

TFS Health Grade

$
B

83.8 / 100

Good financial health

How we grade

York State Bank is a bank headquartered in York, Nebraska, established in 1943. With $193.6M in total assets and 4 branch locations, it has a TFS Financial Health Grade of B (83.8/100).

Capital & Safety

Tier 1 Capital Ratio
13.89%(8%)
Total Capital Ratio
17.92%(10%)
Non-Performing Loan Ratio
0.27%

Profitability

Return on Assets (ROA)
1.74%(1%)
Return on Equity (ROE)
11.41%(10%)
Net Interest Margin
4.11%
Efficiency Ratio
45.10%(60%)

Lending & Liquidity

Total Loans
$138.6M
Loan-to-Deposit Ratio
84.47%
Net Charge-Off Ratio
0.08%

Growth

Asset Growth (YoY)
+2.55%
Deposit Growth (YoY)
+1.18%
Net Income
$3.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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