What is Union Bank and Trust Company's financial health grade?

Union Bank and Trust Company has a TFS Financial Health Grade of C+ (score: 77.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Union Bank and Trust Company have?

Union Bank and Trust Company has 37 branch locations across the United States.

Is Union Bank and Trust Company FDIC insured?

Yes, Union Bank and Trust Company is FDIC insured (Certificate #13421).

What are the total assets of Union Bank and Trust Company?

Union Bank and Trust Company has total assets of $9.1B as reported in its most recent FDIC filing.

Union Bank and Trust Company

BankLincoln, Nebraska

www.ubt.com

Total Assets

$9.1B

Total Deposits

$7.7B

Branches

Established

1917

TFS Health Grade

C+

77.3 / 100

Average financial health

How we grade

Union Bank and Trust Company is a bank headquartered in Lincoln, Nebraska, established in 1917. With $9.1B in total assets and 37 branch locations, it has a TFS Financial Health Grade of C+ (77.3/100).

Capital & Safety

Tier 1 Capital Ratio

10.39%(8%)

Total Capital Ratio

13.63%(10%)

Non-Performing Loan Ratio

0.52%

Profitability

Return on Assets (ROA)

1.60%(1%)

Return on Equity (ROE)

15.93%(10%)

Net Interest Margin

3.68%

Efficiency Ratio

55.24%(60%)

Lending & Liquidity

Total Loans

$6.9B

Loan-to-Deposit Ratio

87.22%

Net Charge-Off Ratio

0.16%

Growth

Asset Growth (YoY)

+3.83%

Deposit Growth (YoY)

+3.20%

Net Income

$141.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Union Bank and Trust CompanyHQ	3643 S 48th St	Lincoln	NE	11
Union Bank and Trust Company	123 N College Ave	Fort Collins	CO	12
Union Bank and Trust Company	309 Oak St	Bonner Springs	KS	11
Union Bank and Trust Company	11460 Tomahawk Creek Pkwy	Leawood	KS	11
Union Bank and Trust Company	238 E 4th St	Ainsworth	NE	11
Union Bank and Trust Company	1301 J St	Auburn	NE	11
Union Bank and Trust Company	1601 23rd St	Columbus	NE	11
Union Bank and Trust Company	1850 Grove Ave	Crete	NE	11
Union Bank and Trust Company	507 D St	David City	NE	11
Union Bank and Trust Company	1313 K St	Fairbury	NE	11
Union Bank and Trust Company	2008 N Webb Rd	Grand Island	NE	11
Union Bank and Trust Company	5006 N 27th St	Lincoln	NE	11
Union Bank and Trust Company	4243 Pioneer Woods Dr	Lincoln	NE	11
Union Bank and Trust Company	6811 S 27th St	Lincoln	NE	11
Union Bank and Trust Company	8401 Lexington Ave	Lincoln	NE	11
Union Bank and Trust Company	1550 S Coddington Ave	Lincoln	NE	11
Union Bank and Trust Company	8501 Andermatt Dr	Lincoln	NE	11
Union Bank and Trust Company	1400 R St	Lincoln	NE	11
Union Bank and Trust Company	2201 Nebraska Pkwy	Lincoln	NE	11
Union Bank and Trust Company	4800 Normal Blvd	Lincoln	NE	11
Union Bank and Trust Company	1940 O St	Lincoln	NE	11
Union Bank and Trust Company	1300 N 48th St	Lincoln	NE	11
Union Bank and Trust Company	6001 Village Dr	Lincoln	NE	12
Union Bank and Trust Company	6801 S 27th St	Lincoln	NE	11
Union Bank and Trust Company	4732 Calvert St	Lincoln	NE	11
Union Bank and Trust Company	1801 Pine Lake Road	Lincoln	NE	11
Union Bank and Trust Company	1248 O St	Lincoln	NE	11
Union Bank and Trust Company	6801 O St	Lincoln	NE	11
Union Bank and Trust Company	840 Fallbrook Blvd	Lincoln	NE	12
Union Bank and Trust Company	14400 Davenport St	Omaha	NE	11
Union Bank and Trust Company	2720 S 177th St	Omaha	NE	11
Union Bank and Trust Company	514 G Street	Pawnee City	NE	11
Union Bank and Trust Company	220 S 4th St	Seward	NE	11
Union Bank and Trust Company	410 4th St	Taylor	NE	11
Union Bank and Trust Company	230 South Hall And U.S. 20	Valentine	NE	11
Union Bank and Trust Company	328 W 3rd St	Wahoo	NE	11
Union Bank and Trust Company	502 N Grant Ave	York	NE	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.