What is First National Bank of Omaha's financial health grade?

First National Bank of Omaha has a TFS Financial Health Grade of B+ (score: 85.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First National Bank of Omaha have?

First National Bank of Omaha has 141 branch locations across the United States.

Is First National Bank of Omaha FDIC insured?

Yes, First National Bank of Omaha is FDIC insured (Certificate #5452).

What are the total assets of First National Bank of Omaha?

First National Bank of Omaha has total assets of $34.2B as reported in its most recent FDIC filing.

First National Bank of Omaha: TFS Grade & Financial Health

BankOmaha, Nebraska

www.fnbo.com

Compare First National Bank of OmahaCD withdrawal tools

Total Assets

$34.2B

Total Deposits

$27.8B

Branches

141

Established

1857

First National Bank of Omaha is a bank headquartered in Omaha, Nebraska, established in 1857. It holds $34.2B in total assets across 141 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First National Bank of Omaha earns a TFS Financial Health Grade of B+ (85.3/100) — our editorial assessment, not an official rating or financial advice.

TFS Health Grade

B+

85.3 / 100

Good financial health

How we grade

TFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.

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Capital & Safety

Tier 1 Capital Ratio

10.83%(8%)

Total Capital Ratio

13.92%(10%)

Non-Performing Loan Ratio

0.78%

Profitability

Return on Assets (ROA)

1.79%(1%)

Return on Equity (ROE)

15.91%(10%)

Net Interest Margin

6.63%

Efficiency Ratio

47.19%(60%)

Lending & Liquidity

Total Loans

$24.4B

Loan-to-Deposit Ratio

84.48%

Net Charge-Off Ratio

Other banks in Nebraska

Security National Bank of Omaha

Bank

Omaha, NE

$1.9B

B+

CENTRIS

Omaha, NE

$1.5B

D+

Access Bank

Bank

Omaha, NE

$1.1B

B-

Core Bank

Bank

Omaha, NE

Branch	Address	City	State	Type
First National Bank of OmahaHQ	1601 Capitol Avenue	Omaha	NE	11
First National Bank of Omaha	4770 Table Mesa Dr	Boulder	CO	11
First National Bank of Omaha	3033 Iris Ave	Boulder	CO	11
First National Bank of Omaha	1600 E Bridge St	Brighton	CO	11
First National Bank of Omaha	12009 Sheridan Blvd	Broomfield	CO	11
First National Bank of Omaha	1040 S Gaylord St	Denver	CO	24
First National Bank of Omaha	2075 State Highway 7	Erie	CO	11
First National Bank of Omaha	205 W Oak St	Fort Collins	CO	29
First National Bank of Omaha	155 Boardwalk Dr	Fort Collins	CO	11
First National Bank of Omaha	4603 S Timberline Rd	Fort Collins	CO	11
First National Bank of Omaha	2100 W Drake Rd	Fort Collins	CO	11
First National Bank of Omaha	205 W Oak St	Fort Collins	CO	11
First National Bank of Omaha	1600 N College Ave	Fort Collins	CO	11
First National Bank of Omaha	1101 Central Avenue Mall	Fort Collins	CO	11
First National Bank of Omaha	1701 23rd Ave	Greeley	CO	11
First National Bank of Omaha	920 54th Ave	Greeley	CO	11
First National Bank of Omaha	100 Johnstown Center Dr	Johnstown	CO	11
First National Bank of Omaha	915 S Hover St	Longmont	CO	11
First National Bank of Omaha	2305 Main St	Longmont	CO	11
First National Bank of Omaha	1450 Boyd Lake Ave	Loveland	CO	11
First National Bank of Omaha	750 N Lincoln Ave	Loveland	CO	11
First National Bank of Omaha	152 W 64th St	Loveland	CO	11
First National Bank of Omaha	4100 Harrison	Wellington	CO	11
First National Bank of Omaha	1505 Main St	Windsor	CO	11
First National Bank of Omaha	2421 W Broadway	Council Bluffs	IA	11
First National Bank of Omaha	3815 Denmark Dr	Council Bluffs	IA	11
First National Bank of Omaha	102 S Locust St	Glenwood	IA	11
First National Bank of Omaha	1725 S State St	Belvidere	IL	11
First National Bank of Omaha	141 W Lincoln Hwy	Dekalb	IL	11
First National Bank of Omaha	141 W Lincoln Hwy	Dekalb	IL	29
First National Bank of Omaha	141 W Lincoln Hwy	Dekalb	IL	29
First National Bank of Omaha	100 Greenwood Acres Dr	Dekalb	IL	29
First National Bank of Omaha	100 Greenwood Acres Dr	Dekalb	IL	11
First National Bank of Omaha	355 S Division St	Harvard	IL	11
First National Bank of Omaha	355 S Division St	Harvard	IL	29
First National Bank of Omaha	11700 Route 47	Huntley	IL	11
First National Bank of Omaha	4520 W Algonquin Rd	Lake In The Hills	IL	11
First National Bank of Omaha	2100 W Algonquin Rd	Lake In The Hills	IL	11
First National Bank of Omaha	677 E Grant Hwy	Marengo	IL	11
First National Bank of Omaha	6601 Route 34	Oswego	IL	11
First National Bank of Omaha	6601 Route 34	Oswego	IL	29
First National Bank of Omaha	100 W Church St	Sandwich	IL	29
First National Bank of Omaha	100 W Church St	Sandwich	IL	11
First National Bank of Omaha	36 E Galena Blvd	Sugar Grove	IL	11
First National Bank of Omaha	36 E Galena Blvd	Sugar Grove	IL	29
First National Bank of Omaha	511 W State St	Sycamore	IL	29
First National Bank of Omaha	511 W State St	Sycamore	IL	11
First National Bank of Omaha	109 W Veterans Pkwy	Yorkville	IL	29
First National Bank of Omaha	109 W Veterans Pkwy	Yorkville	IL	11
First National Bank of Omaha	2828 Shawnee Mission Pkwy	Fairway	KS	11

Showing 50 of 141 branches

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

No institution-level regulatory actions are currently published for this institution. TFS is expanding exact-ID coverage; this does not prove that no action exists.

Institution Details

Institution TypeBank

FDIC Certificate #5452

Primary RegulatorOCC

FDIC/NCUA InsuredYes

Data sourced from FDIC and OCC enforcement records; NCUA catalog monitored. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.

Same-period peer analysis · 2026-Q2

First National Bank of Omaha compared with similar banks

Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.

Choose another

TFS health score

85.3

better than peers

88th percentileMedian 78.8

Tier 1 capital ratio

10.83%

better than peers

74th percentileMedian 10.13%

Return on assets

1.79%

better than peers

87th percentileMedian 1.25%

Non-performing loans

0.78%

worse than peers

37th percentileMedian 0.57%

Efficiency ratio

47.19%

better than peers

73rd percentileMedian 54.83%

Asset growth (YoY)

8.36%

better than peers

72nd percentileMedian 4.92%

Suggested direct comparisons

Closest useful peers

View NE rankings

Market overlap

Texas Capital Bank

Dallas, TX

$33.6B

C+

Market overlap

BankUnited, National Association

Miami Lakes, FL

$34.9B

C-

Market overlap

Banc of California

Los Angeles, CA

First National Bank of Omaha: TFS Grade & Financial Health

Capital & Safety

Profitability

Lending & Liquidity

Other banks in Nebraska

Security National Bank of Omaha

CENTRIS

Access Bank

Core Bank

Growth

Institution Details

First National Bank of Omaha compared with similar banks

Closest useful peers

Dundee Bank

Enterprise Bank