What is First National Bank of Omaha's financial health grade?

First National Bank of Omaha has a TFS Financial Health Grade of C (score: 74.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First National Bank of Omaha have?

First National Bank of Omaha has 141 branch locations across the United States.

Is First National Bank of Omaha FDIC insured?

Yes, First National Bank of Omaha is FDIC insured (Certificate #5452).

What are the total assets of First National Bank of Omaha?

First National Bank of Omaha has total assets of $34.6B as reported in its most recent FDIC filing.

How many CFPB complaints has First National Bank of Omaha received?

First National Bank of Omaha has received 100 consumer complaints filed with the CFPB, with 100 in the last 12 months.

First National Bank of Omaha

BankOmaha, Nebraska

www.fnbo.com

Total Assets

$34.6B

Total Deposits

$28.2B

Branches

142

Established

1857

TFS Health Grade

74.3 / 100

Average financial health

How we grade

First National Bank of Omaha is a bank headquartered in Omaha, Nebraska, established in 1857. With $34.6B in total assets and 142 branch locations, it has a TFS Financial Health Grade of C (74.3/100). The CFPB has received 100 consumer complaints about this institution.

Capital & Safety

Tier 1 Capital Ratio

10.18%(8%)

Total Capital Ratio

12.91%(10%)

Non-Performing Loan Ratio

0.81%

Profitability

Return on Assets (ROA)

1.51%(1%)

Return on Equity (ROE)

14.29%(10%)

Net Interest Margin

6.76%

Efficiency Ratio

49.34%(60%)

Lending & Liquidity

Total Loans

$24.8B

Loan-to-Deposit Ratio

84.79%

Net Charge-Off Ratio

2.28%

Growth

Asset Growth (YoY)

+8.09%

Deposit Growth (YoY)

+5.04%

Net Income

$491.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Total Complaints

100

Last 12 Months

100

Timely Response Rate

100.00%

Complaints by Product

Product	Count
Credit card	39
Credit reporting or other personal consumer reports	35
Debt collection	20
Checking or savings account	3
Payday loan, title loan, personal loan, or advance loan	2
Money transfer, virtual currency, or money service	1

Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First National Bank of OmahaHQ	1601 Capitol Avenue	Omaha	NE	11
First National Bank of Omaha	4770 Table Mesa Dr	Boulder	CO	11
First National Bank of Omaha	3033 Iris Ave	Boulder	CO	11
First National Bank of Omaha	1600 E Bridge St	Brighton	CO	11
First National Bank of Omaha	12009 Sheridan Blvd	Broomfield	CO	11
First National Bank of Omaha	1040 S Gaylord St	Denver	CO	24
First National Bank of Omaha	2075 State Highway 7	Erie	CO	11
First National Bank of Omaha	205 W Oak St	Fort Collins	CO	29
First National Bank of Omaha	155 Boardwalk Dr	Fort Collins	CO	11
First National Bank of Omaha	4603 S Timberline Rd	Fort Collins	CO	11
First National Bank of Omaha	2100 W Drake Rd	Fort Collins	CO	11
First National Bank of Omaha	205 W Oak St	Fort Collins	CO	11
First National Bank of Omaha	1600 N College Ave	Fort Collins	CO	11
First National Bank of Omaha	1101 Central Avenue Mall	Fort Collins	CO	11
First National Bank of Omaha	1701 23rd Ave	Greeley	CO	11
First National Bank of Omaha	920 54th Ave	Greeley	CO	11
First National Bank of Omaha	100 Johnstown Center Dr	Johnstown	CO	11
First National Bank of Omaha	915 S Hover St	Longmont	CO	11
First National Bank of Omaha	2305 Main St	Longmont	CO	11
First National Bank of Omaha	1450 Boyd Lake Ave	Loveland	CO	11
First National Bank of Omaha	750 N Lincoln Ave	Loveland	CO	11
First National Bank of Omaha	152 W 64th St	Loveland	CO	11
First National Bank of Omaha	4100 Harrison	Wellington	CO	11
First National Bank of Omaha	1505 Main St	Windsor	CO	11
First National Bank of Omaha	2421 W Broadway	Council Bluffs	IA	11
First National Bank of Omaha	3815 Denmark Dr	Council Bluffs	IA	11
First National Bank of Omaha	102 S Locust St	Glenwood	IA	11
First National Bank of Omaha	1725 S State St	Belvidere	IL	11
First National Bank of Omaha	141 W Lincoln Hwy	Dekalb	IL	11
First National Bank of Omaha	141 W Lincoln Hwy	Dekalb	IL	29
First National Bank of Omaha	141 W Lincoln Hwy	Dekalb	IL	29
First National Bank of Omaha	100 Greenwood Acres Dr	Dekalb	IL	29
First National Bank of Omaha	100 Greenwood Acres Dr	Dekalb	IL	11
First National Bank of Omaha	355 S Division St	Harvard	IL	11
First National Bank of Omaha	355 S Division St	Harvard	IL	29
First National Bank of Omaha	11700 Route 47	Huntley	IL	11
First National Bank of Omaha	4520 W Algonquin Rd	Lake In The Hills	IL	11
First National Bank of Omaha	2100 W Algonquin Rd	Lake In The Hills	IL	11
First National Bank of Omaha	677 E Grant Hwy	Marengo	IL	11
First National Bank of Omaha	6601 Route 34	Oswego	IL	11
First National Bank of Omaha	6601 Route 34	Oswego	IL	29
First National Bank of Omaha	100 W Church St	Sandwich	IL	29
First National Bank of Omaha	100 W Church St	Sandwich	IL	11
First National Bank of Omaha	36 E Galena Blvd	Sugar Grove	IL	11
First National Bank of Omaha	36 E Galena Blvd	Sugar Grove	IL	29
First National Bank of Omaha	511 W State St	Sycamore	IL	29
First National Bank of Omaha	511 W State St	Sycamore	IL	11
First National Bank of Omaha	109 W Veterans Pkwy	Yorkville	IL	29
First National Bank of Omaha	109 W Veterans Pkwy	Yorkville	IL	11
First National Bank of Omaha	2828 Shawnee Mission Pkwy	Fairway	KS	11

Showing 50 of 141 branches

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.