CHARTER WEST BANK

BankWest Point, Nebraska
www.charterwest.com

Total Assets

$508.2M

Total Deposits

$450.0M

Branches

6

Established

1985

TFS Health Grade

$
D+

69.0 / 100

Below average financial health

How we grade

CHARTER WEST BANK is a bank headquartered in West Point, Nebraska, established in 1985. With $508.2M in total assets and 6 branch locations, it has a TFS Financial Health Grade of D+ (69.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.33%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.23%

Profitability

Return on Assets (ROA)
1.37%(1%)
Return on Equity (ROE)
15.38%(10%)
Net Interest Margin
4.24%
Efficiency Ratio
78.63%(60%)

Lending & Liquidity

Total Loans
$414.4M
Loan-to-Deposit Ratio
90.96%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+8.62%
Deposit Growth (YoY)
+8.65%
Net Income
$6.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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