State Nebraska Bank & Trust

BankWayne, Nebraska
www.statenebank.com

Total Assets

$250.0M

Total Deposits

$203.4M

Branches

2

Established

1892

TFS Health Grade

$
D+

69.3 / 100

Below average financial health

How we grade

State Nebraska Bank & Trust is a bank headquartered in Wayne, Nebraska, established in 1892. With $250.0M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D+ (69.3/100).

Capital & Safety

Tier 1 Capital Ratio
10.20%(8%)
Total Capital Ratio
14.88%(10%)
Non-Performing Loan Ratio
1.31%

Profitability

Return on Assets (ROA)
0.83%(1%)
Return on Equity (ROE)
9.85%(10%)
Net Interest Margin
2.97%
Efficiency Ratio
57.45%(60%)

Lending & Liquidity

Total Loans
$166.8M
Loan-to-Deposit Ratio
80.93%
Net Charge-Off Ratio
0.37%

Growth

Asset Growth (YoY)
+0.62%
Deposit Growth (YoY)
+0.82%
Net Income
$2.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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