Horizon Bank

BankWaverly, Nebraska
www.horizonbankne.com

Total Assets

$511.1M

Total Deposits

$424.1M

Branches

5

Established

1907

TFS Health Grade

$
B

84.3 / 100

Good financial health

How we grade

Horizon Bank is a bank headquartered in Waverly, Nebraska, established in 1907. With $511.1M in total assets and 5 branch locations, it has a TFS Financial Health Grade of B (84.3/100).

Capital & Safety

Tier 1 Capital Ratio
13.65%(8%)
Total Capital Ratio
14.35%(10%)
Non-Performing Loan Ratio
0.74%

Profitability

Return on Assets (ROA)
2.67%(1%)
Return on Equity (ROE)
17.54%(10%)
Net Interest Margin
5.35%
Efficiency Ratio
31.67%(60%)

Lending & Liquidity

Total Loans
$406.9M
Loan-to-Deposit Ratio
95.07%
Net Charge-Off Ratio
0.06%

Growth

Asset Growth (YoY)
+11.31%
Deposit Growth (YoY)
+11.89%
Net Income
$13.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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