Commercial State Bank

BankWausa, Nebraska
wausabank.com

Total Assets

$245.8M

Total Deposits

$219.1M

Branches

3

Established

1925

TFS Health Grade

$
C-

72.0 / 100

Average financial health

How we grade

Commercial State Bank is a bank headquartered in Wausa, Nebraska, established in 1925. With $245.8M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C- (72.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.60%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.15%

Profitability

Return on Assets (ROA)
1.69%(1%)
Return on Equity (ROE)
18.09%(10%)
Net Interest Margin
3.78%
Efficiency Ratio
51.41%(60%)

Lending & Liquidity

Total Loans
$211.1M
Loan-to-Deposit Ratio
95.25%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+5.84%
Deposit Growth (YoY)
+4.81%
Net Income
$4.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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