JONES BANK

BankSeward, Nebraska
www.jonesbank.com

Total Assets

$419.4M

Total Deposits

$348.9M

Branches

3

Established

1883

TFS Health Grade

$
D+

67.6 / 100

Below average financial health

How we grade

JONES BANK is a bank headquartered in Seward, Nebraska, established in 1883. With $419.4M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (67.6/100).

Capital & Safety

Tier 1 Capital Ratio
11.61%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.28%

Profitability

Return on Assets (ROA)
1.35%(1%)
Return on Equity (ROE)
19.81%(10%)
Net Interest Margin
2.99%
Efficiency Ratio
59.44%(60%)

Lending & Liquidity

Total Loans
$253.6M
Loan-to-Deposit Ratio
71.50%
Net Charge-Off Ratio
-0.02%

Growth

Asset Growth (YoY)
-5.20%
Deposit Growth (YoY)
-1.87%
Net Income
$5.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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