Adams Bank & Trust

BankOgallala, Nebraska
http://www.abtbank.com

Total Assets

$1.3B

Total Deposits

$1.1B

Branches

22

Established

1962

TFS Health Grade

$
C-

71.2 / 100

Average financial health

How we grade

Adams Bank & Trust is a bank headquartered in Ogallala, Nebraska, established in 1962. With $1.3B in total assets and 22 branch locations, it has a TFS Financial Health Grade of C- (71.2/100).

Capital & Safety

Tier 1 Capital Ratio
13.79%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.26%

Profitability

Return on Assets (ROA)
1.21%(1%)
Return on Equity (ROE)
9.47%(10%)
Net Interest Margin
4.79%
Efficiency Ratio
61.61%(60%)

Lending & Liquidity

Total Loans
$894.8M
Loan-to-Deposit Ratio
77.56%
Net Charge-Off Ratio
0.11%

Growth

Asset Growth (YoY)
-3.62%
Deposit Growth (YoY)
-1.06%
Net Income
$16.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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