Farmers and Merchants Bank

BankMilligan, Nebraska
www.fmbmilligan.com

Total Assets

$205.1M

Total Deposits

$155.1M

Branches

2

Established

1903

TFS Health Grade

$
C-

71.5 / 100

Average financial health

How we grade

Farmers and Merchants Bank is a bank headquartered in Milligan, Nebraska, established in 1903. With $205.1M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C- (71.5/100).

Capital & Safety

Tier 1 Capital Ratio
11.70%(8%)
Total Capital Ratio
14.46%(10%)
Non-Performing Loan Ratio
0.64%

Profitability

Return on Assets (ROA)
1.64%(1%)
Return on Equity (ROE)
13.88%(10%)
Net Interest Margin
3.47%
Efficiency Ratio
43.52%(60%)

Lending & Liquidity

Total Loans
$181.0M
Loan-to-Deposit Ratio
115.54%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+12.62%
Deposit Growth (YoY)
+11.60%
Net Income
$3.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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