City Bank & Trust Co.

BankLincoln, Nebraska
www.citybankandtrust.com

Total Assets

$334.4M

Total Deposits

$287.9M

Branches

5

Established

1910

TFS Health Grade

$
D

63.1 / 100

Below average financial health

How we grade

City Bank & Trust Co. is a bank headquartered in Lincoln, Nebraska, established in 1910. With $334.4M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D (63.1/100).

Capital & Safety

Tier 1 Capital Ratio
10.55%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.60%

Profitability

Return on Assets (ROA)
1.17%(1%)
Return on Equity (ROE)
11.49%(10%)
Net Interest Margin
3.54%
Efficiency Ratio
60.09%(60%)

Lending & Liquidity

Total Loans
$303.0M
Loan-to-Deposit Ratio
104.09%
Net Charge-Off Ratio
0.20%

Growth

Asset Growth (YoY)
+1.88%
Deposit Growth (YoY)
-2.05%
Net Income
$3.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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