First State Bank Nebraska

BankLincoln, Nebraska
http://www.1fsb.bank

Total Assets

$1.1B

Total Deposits

$953.0M

Branches

18

Established

1912

TFS Health Grade

$
C

75.4 / 100

Average financial health

How we grade

First State Bank Nebraska is a bank headquartered in Lincoln, Nebraska, established in 1912. With $1.1B in total assets and 18 branch locations, it has a TFS Financial Health Grade of C (75.4/100).

Capital & Safety

Tier 1 Capital Ratio
9.14%(8%)
Total Capital Ratio
12.47%(10%)
Non-Performing Loan Ratio
0.12%

Profitability

Return on Assets (ROA)
1.39%(1%)
Return on Equity (ROE)
14.37%(10%)
Net Interest Margin
3.30%
Efficiency Ratio
55.09%(60%)

Lending & Liquidity

Total Loans
$885.6M
Loan-to-Deposit Ratio
92.05%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+6.81%
Deposit Growth (YoY)
+9.66%
Net Income
$15.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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