Dayspring Bank

BankGothenburg, Nebraska
dayspring.bank

Total Assets

$1.2B

Total Deposits

$920.0M

Branches

10

Established

1906

TFS Health Grade

$
D-

61.1 / 100

Below average financial health

How we grade

Dayspring Bank is a bank headquartered in Gothenburg, Nebraska, established in 1906. With $1.2B in total assets and 10 branch locations, it has a TFS Financial Health Grade of D- (61.1/100).

Capital & Safety

Tier 1 Capital Ratio
10.49%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.76%

Profitability

Return on Assets (ROA)
0.87%(1%)
Return on Equity (ROE)
8.74%(10%)
Net Interest Margin
2.48%
Efficiency Ratio
58.49%(60%)

Lending & Liquidity

Total Loans
$808.9M
Loan-to-Deposit Ratio
86.78%
Net Charge-Off Ratio
0.71%

Growth

Asset Growth (YoY)
+5.70%
Deposit Growth (YoY)
+0.81%
Net Income
$9.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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