Farmers and Merchants Bank of Ashland

BankAshland, Nebraska
www.fmnb.com

Total Assets

$144.1M

Total Deposits

$120.4M

Branches

4

Established

1883

TFS Health Grade

$
D+

69.0 / 100

Below average financial health

How we grade

Farmers and Merchants Bank of Ashland is a bank headquartered in Ashland, Nebraska, established in 1883. With $144.1M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D+ (69.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.66%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.07%

Profitability

Return on Assets (ROA)
1.09%(1%)
Return on Equity (ROE)
12.36%(10%)
Net Interest Margin
3.97%
Efficiency Ratio
62.41%(60%)

Lending & Liquidity

Total Loans
$118.0M
Loan-to-Deposit Ratio
97.06%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+6.80%
Deposit Growth (YoY)
+5.08%
Net Income
$1.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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