Liberty State Bank

BankPowers Lake, North Dakota
https://www.libertystateplnd.com

Total Assets

$157.6M

Total Deposits

$142.1M

Branches

1

Established

1952

TFS Health Grade

$
D

65.7 / 100

Below average financial health

How we grade

Liberty State Bank is a bank headquartered in Powers Lake, North Dakota, established in 1952. With $157.6M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D (65.7/100).

Capital & Safety

Tier 1 Capital Ratio
13.27%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.02%

Profitability

Return on Assets (ROA)
1.72%(1%)
Return on Equity (ROE)
21.17%(10%)
Net Interest Margin
3.08%
Efficiency Ratio
38.61%(60%)

Lending & Liquidity

Total Loans
$59.3M
Loan-to-Deposit Ratio
41.06%
Net Charge-Off Ratio
0.30%

Growth

Asset Growth (YoY)
+12.78%
Deposit Growth (YoY)
+11.98%
Net Income
$2.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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