What is Bravera Bank's financial health grade?

Bravera Bank has a TFS Financial Health Grade of C- (score: 72.4/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Bravera Bank have?

Bravera Bank has 35 branch locations across the United States.

Is Bravera Bank FDIC insured?

Yes, Bravera Bank is FDIC insured (Certificate #22559).

What are the total assets of Bravera Bank?

Bravera Bank has total assets of $3.8B as reported in its most recent FDIC filing.

Bravera Bank

BankDickinson, North Dakota

www.bravera.bank

Total Assets

$3.8B

Total Deposits

$3.4B

Branches

Established

1977

TFS Health Grade

C-

72.4 / 100

Average financial health

How we grade

Bravera Bank is a bank headquartered in Dickinson, North Dakota, established in 1977. With $3.8B in total assets and 34 branch locations, it has a TFS Financial Health Grade of C- (72.4/100).

Capital & Safety

Tier 1 Capital Ratio

9.76%(8%)

Total Capital Ratio

12.70%(10%)

Non-Performing Loan Ratio

0.90%

Profitability

Return on Assets (ROA)

1.12%(1%)

Return on Equity (ROE)

11.50%(10%)

Net Interest Margin

3.43%

Efficiency Ratio

59.06%(60%)

Lending & Liquidity

Total Loans

$2.7B

Loan-to-Deposit Ratio

80.72%

Net Charge-Off Ratio

0.24%

Growth

Asset Growth (YoY)

+12.97%

Deposit Growth (YoY)

+11.37%

Net Income

$42.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Bravera BankHQ	220 1st Ave W	Dickinson	ND	11
Bravera Bank	11102 57th St Ne	Albertville	MN	11
Bravera Bank	1011 Atlantic Ave	Kerkhoven	MN	11
Bravera Bank	495 Main St	Billings	MT	11
Bravera Bank	123 N Broadway	Billings	MT	11
Bravera Bank	4130 King Ave W	Billings	MT	11
Bravera Bank	319 N Merrill Ave	Glendive	MT	11
Bravera Bank	3635 10th Ave S	Great Falls	MT	11
Bravera Bank	1019 7th St S	Great Falls	MT	11
Bravera Bank	1135 Euclid Avenue	Helena	MT	11
Bravera Bank	325 W Arbor Ave	Bismarck	ND	11
Bravera Bank	1101 E Interstate Ave	Bismarck	ND	11
Bravera Bank	401 N 4th St	Bismarck	ND	11
Bravera Bank	320 N 4th St	Bismarck	ND	11
Bravera Bank	7500 University Drive	Bismarck	ND	11
Bravera Bank	1615 Burnt Boat Dr	Bismarck	ND	11
Bravera Bank	900 Johnson St	Burlington	ND	11
Bravera Bank	505 4th Ave	Cando	ND	11
Bravera Bank	918 Burrel Ave Se	Cooperstown	ND	11
Bravera Bank	604 College Dr S	Devils Lake	ND	11
Bravera Bank	1151 3rd Ave W	Dickinson	ND	11
Bravera Bank	120 Main St	Drake	ND	11
Bravera Bank	3000 25th St S	Fargo	ND	11
Bravera Bank	1321 21st Ave N	Fargo	ND	11
Bravera Bank	300 Central Ave	Finley	ND	11
Bravera Bank	150 Central Avenue N	Killdeer	ND	11
Bravera Bank	105 Central Ave. S	Leeds	ND	11
Bravera Bank	101 E Main St	Mandan	ND	11
Bravera Bank	217 Main Street	Mcclusky	ND	11
Bravera Bank	925 20th Ave Sw	Minot	ND	11
Bravera Bank	6 E 9th St	New England	ND	11
Bravera Bank	220 S Main St	Northwood	ND	11
Bravera Bank	15 S Main St	Stanley	ND	11
Bravera Bank	308 Lincoln Ave	Underwood	ND	11
Bravera Bank	820 34th Ave E	West Fargo	ND	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.