State Bank & Trust of Kenmare

BankKenmare, North Dakota
www.sbtk.com

Total Assets

$191.2M

Total Deposits

$174.0M

Branches

3

Established

1925

TFS Health Grade

$
D+

68.2 / 100

Below average financial health

How we grade

State Bank & Trust of Kenmare is a bank headquartered in Kenmare, North Dakota, established in 1925. With $191.2M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (68.2/100).

Capital & Safety

Tier 1 Capital Ratio
9.16%(8%)
Total Capital Ratio
16.88%(10%)
Non-Performing Loan Ratio
0.03%

Profitability

Return on Assets (ROA)
0.69%(1%)
Return on Equity (ROE)
11.08%(10%)
Net Interest Margin
2.61%
Efficiency Ratio
70.60%(60%)

Lending & Liquidity

Total Loans
$87.9M
Loan-to-Deposit Ratio
49.98%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+8.92%
Deposit Growth (YoY)
+7.31%
Net Income
$1.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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