Dakota Community Bank & Trust, National Association

BankHebron, North Dakota
www.dakotacommunitybank.com

Total Assets

$1.4B

Total Deposits

$1.3B

Branches

13

Established

1940

TFS Health Grade

$
C

74.0 / 100

Average financial health

How we grade

Dakota Community Bank & Trust, National Association is a bank headquartered in Hebron, North Dakota, established in 1940. With $1.4B in total assets and 13 branch locations, it has a TFS Financial Health Grade of C (74.0/100).

Capital & Safety

Tier 1 Capital Ratio
8.51%(8%)
Total Capital Ratio
14.58%(10%)
Non-Performing Loan Ratio
0.09%

Profitability

Return on Assets (ROA)
1.69%(1%)
Return on Equity (ROE)
23.09%(10%)
Net Interest Margin
3.22%
Efficiency Ratio
54.61%(60%)

Lending & Liquidity

Total Loans
$771.6M
Loan-to-Deposit Ratio
60.65%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+9.66%
Deposit Growth (YoY)
+7.91%
Net Income
$22.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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