TruCommunity Bank

BankGarrison, North Dakota
www.trucommunity.bank

Total Assets

$330.0M

Total Deposits

$276.0M

Branches

4

Established

1935

TFS Health Grade

$
C-

70.6 / 100

Average financial health

How we grade

TruCommunity Bank is a bank headquartered in Garrison, North Dakota, established in 1935. With $330.0M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (70.6/100).

Capital & Safety

Tier 1 Capital Ratio
10.77%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.81%

Profitability

Return on Assets (ROA)
1.37%(1%)
Return on Equity (ROE)
14.74%(10%)
Net Interest Margin
4.18%
Efficiency Ratio
59.02%(60%)

Lending & Liquidity

Total Loans
$215.1M
Loan-to-Deposit Ratio
76.78%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+6.84%
Deposit Growth (YoY)
+3.45%
Net Income
$4.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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