United Valley Bank

BankCavalier, North Dakota
www.uvbank.net

Total Assets

$722.8M

Total Deposits

$609.9M

Branches

8

Established

1905

TFS Health Grade

$
D+

69.0 / 100

Below average financial health

How we grade

United Valley Bank is a bank headquartered in Cavalier, North Dakota, established in 1905. With $722.8M in total assets and 8 branch locations, it has a TFS Financial Health Grade of D+ (69.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.69%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.19%

Profitability

Return on Assets (ROA)
1.34%(1%)
Return on Equity (ROE)
13.00%(10%)
Net Interest Margin
3.49%
Efficiency Ratio
62.08%(60%)

Lending & Liquidity

Total Loans
$514.1M
Loan-to-Deposit Ratio
83.30%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+7.90%
Deposit Growth (YoY)
+0.65%
Net Income
$9.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in North Dakota